What is the legal minimum for vehicle liability insurance in Virginia?

In Virginia, the legal minimum for vehicle liability insurance requirements is specifically designed to ensure that drivers have a basic level of financial protection for injuries to others in the event of an accident. The correct answer reflects that drivers must carry a minimum liability coverage of $25,000 for bodily injury per person. This means that if a driver is at fault in an accident, their insurance will cover up to $25,000 for medical expenses and other damages incurred by each injured individual.

It's important to understand that this amount is specifically for bodily injury sustained by an individual in an accident rather than for the total injuries sustained in one incident or physical damages to property. This structure is aimed at providing a safety net for those who might be injured due to a driver's negligence, allowing them access to necessary medical treatments and support. In Virginia, drivers are also required to maintain coverage for property damage alongside bodily injury coverage, but the minimums for property damage and other bodily injury coverage limits differ from this particular figure. This layered approach to minimum insurance coverage helps ensure a degree of financial responsibility while on the road.